An immediate loan formula for any real estate project for his personal use..
Product Characteristics :
Conditions for eligibility :
individuals with regular and stable salaries/liberal profession.
Objet :
Réalisation d’un projet immobilier destiné à l’habitation personnelle.
Purpose :
- Main housing
- Secondary or retirement house
Eligible persons :
- Salaried individuals
- Individuals practicing a professional occupation
Duration :
25 à 300 months depending on the borrowing power
Interest rate :
5,031% HT soit 6% TTC.
Grace period :
From 1 to18 months.
Minimum deposit:
20% of project cost depending on the borrower power.
Amount :
Up to 150 000 000 CFAF depending on the borrower power.
Means of re-imbursement:
- Payment Order from the bank
- Payment Order from the employee
Financed operations :
- Land purchase
- Land purchase + Construction
- Construction of accommodation
- Acquiring of accommodation
- Acquiring of accommodation + completion works
- Upgrading and finishing of accommodation
- Mortgage refinancing loan
- Mortgage refinancing loan + completion works
Guarantee:
- First mort-gage;
- Life and Incapacity insurance;
- Fire insurance;