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Realisation of a building project destined either for personnal home or to put on rent after a saving period.
Realisation of a building project destined either for personnal home or to put on rent after a saving period.

Product Characteristics :

Conditions for eligibility:

Existence of a housing savings account that has got to maturity.

Purpose :

  • Main housing
  • Secondary or retirement home
  • A rental house

Eligible persons :

Physical persons

Duration :

from 25 to 360 months depending on the borrower power.

Interest rate :

According to the duration of the saving
  • 5 ≤ saving ≤ 10 = 3,774% HT, or 4,5 % TTC
  • 10 ≤ saving ≤ 20 = 3,354% HT, or 4% TTC
  • Saving ≥ 20 = 3,145%HT, or 3,75% TTC

Grace period :

From 1 to 18 months.

Minimum deposit :

10% of the project cost depending on the borrower power.

Maximum amount :

  • 03 times your saving capacity;
  • 150 millions FCFA.

Means of re-imbursment :

  • Payment Order from the bank
  • Payment Order from the employee

Opérations éligibles :

  • Land purchase
  • Land purchase + Construction
  • Construction of accommodation
  • Acquiring of accommodation
  • Acquiring of accommodation +completion works
  • Upgrading and finishing of accommodation

Guarantee :

  • First motgage
  • Life and Incapacity insurance
  • Fire insurance

Additional Documents :

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Le Crédit Foncier du Cameroun (CFC) est un etablissement public à caractère commercial. Il est doté d’une personnalité juridique et de l’autonomie financière.

Il a pour objet social d’apporter son concours financier à la réalisation de tout projet destiné à promouvoir l’habitat.

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